That is understandable. You do not check a home loan every month. But the loan you took out was built around the life you had at the time.
What changes
- Your income, your family or your plans.
- The equity you have built in your home.
- The rate, the features and the structure lenders offer today.
- What you want your loan to do next.
What a review looks at
A review looks at your current rate, your repayments, the features of your loan and how it is structured. We compare it against a panel of more than 40 lenders and give you a clear view of whether a change is worthwhile.
Sometimes the answer is to change. Sometimes the answer is to leave your loan exactly as it is. We will tell you which, and the decision stays with you.
What to bring
A recent loan statement, your income details and a list of any other debts is a good start.
The costs
Changing a loan has costs, such as fees from your current lender. We set those out against what a change would give you before you commit to anything.
If it has been a few years, a conversation is a sensible place to start. Contact Us and we will go through your loan with you. No obligation.